Calculate your monthly budget with income and expenses
Calculate your monthly budget with income and expenses
Give your budget a name like "January 2025" and click Save Budget. It is stored in your browser under that name, and saving again with the same name overwrites the earlier version. Load Budget opens the saved list so you can switch between scenarios, such as a lean month versus a normal one.
No. Clear All resets only the working budget you are editing, restoring the starter rows (Salary, Rent/Mortgage, Groceries, Utilities). Named scenarios in the saved list are kept until you delete them from that list individually.
The advice is driven by your savings rate, the share of income left after expenses. Saving 20 percent or more is flagged as excellent with a suggestion to invest the surplus, 10 to 19 percent is called good with a push toward 20 percent, and anything lower prompts you to trim expenses. If spending exceeds income, the exact deficit is shown in dollars and as a percentage of income.
Four ways: copy a formatted text summary to your clipboard, download the line items as CSV, download the full budget data as JSON, or generate a PDF. The PDF is built in your browser, so the export step never uploads your figures anywhere.
Usually not. The budget you are editing is saved automatically to localStorage as you type and reloaded when you return, with the summary recalculated on load. Clearing your browser storage is the only way those figures disappear.